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Surviving on One Income: Evaluation

12.03.08 at 9:34 am by Kara_S

Welcome to step one of my Surviving on One Income series. If you didn’t read the series introduction, please go here.

The first step in surviving on one income is to evaluate your situation. When you find out that your income is being cut dramatically, totally disappearing, or just not enough, you have to evaluate.

Evaluation is the point where you prioritize and decide what is important and necessary and what isn’t.

Immediately after you find out that your income is decreasing, stop spending. Pay your bills and purchase necessities like gasoline. But if it isn’t necessary for survival, don’t buy it.

Trust me, if that bag of potato chips isn’t a necessity (which it probably isn’t), don’t buy it. When you need that $2.50 later, you’ll kick yourself for buying that bag of potato chips for a moment of self satisfaction. A meal out isn’t necessary for survival either.

Don’t be tempted to sustain your life by using your savings

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Category: money saving ideas | One comment |

Wordless Wednesday: Buttercup again

12.03.08 at 6:31 am by Kara_S

Since Buttercup was so popular last week, I thought she should come back to visit again.

Here she is watching a hunting show on TV while basking in front of the fireplace. Guess she’s trying to learn how to track and catch mice.

She also likes to help me clip coupons. She’s secretly hoping I’ll find a coupon for cat treats.

This is my favorite action shot of her jumping while playing with Mousy (look at the paw on the left). She used to like going in and out of the cardboard shoebox until my parents brought a brown paper bag with them last week. The brown paper bag beats any

Continue reading Wordless Wednesday: Buttercup again

Category: down on the farm, pictures | 3 comments |